All Terms and Conditions are subject to change without warning. By subscribing you are agreeing to the following terms and conditions:
Advice Disclaimer
The information that we publish is provided WITHOUT taking into account your particular objectives, financial situation or needs. The Investing Times is a publishing business and does NOT provide financial advice, especially of personal nature, and therefore must NOT be relied upon when making investment decisions.
Before acting upon any of the information provided by us, you should consider the appropriateness of the advice in light of your own objectives, financial situation and needs. We recommend that you consult a qualified professional who is licensed to provide personal financial advice before making any investment decisions.
Except for any liability that cannot be excluded by law, the Investing Times and its related parties exclude all liability (including in negligence) for any loss or damage (including loss of opportunity) whether direct, indirect, special or consequential, arising in any way.
Accuracy Disclaimer
While we make every effort to ensure the accuracy of our information, The Investing Times accepts no responsibility for the accuracy of the content. No formal or informal guarantees are implied.
The information that we publish has been prepared from a wide variety of sources, that we believe to be credible. However, The Investing Times makes no representation and takes no responsibility as to the accuracy or completeness of any information on this website or in the publication. If anything within The Investing Times triggers you to consider your investment options, you should strongly consider seeking personal and professional advice before acting on these thoughts.
None of The Investing Times and its related parties guarantees the performance of any security or investment option that is mentioned. All of The Investing Times and its related parties disclaim to the maximum extent permitted by law any liability for any loss or damage however caused arising as a result of any recipient relying on information in our publication and on our website.
Email Delivery Disclaimer
The Investing Times is not responsible and will bear no liability for your access to emails or the internet. Registration can only be completed online and the publication is sent to your nominated email address. Any issues that arise in your attempt to access these are your responsibility.
This also means that The Investing Times is not responsible for lack of access to emails or the internet due to technical issues, whether by virus or via third party changes such as internet browser changes or security software.
The Investing Times endeavours to deliver all the reports by the nominated date. Unfortunately, we do not guarantee delivery of the service by the nominated date, despite our best efforts.
For new subscribers, we sometimes need a few business days to complete the registration process. Therefore, the delivery of your first publication may be delayed or even missed depending on the circumstances. Of course, we will give our best efforts in dealing with any delays and will communicate accordingly.
We accept no liability for lack of email delivery due to third parties, such as Internet Service Providers (ISP’s) preventing the email coming through to you. As a solution to this problem, we recommend that you nominate us on your safe senders list in your email system.
Personal Use
The Investing Times reserves the right to cancel without notice the subscription of any subscriber who is discovered forwarding, copying, pasting, republishing, distributing or otherwise breaching the terms and conditions of The Investing Times. We take this issue seriously and will act if we discover any unauthorised actions that breach these terms. If you want permission to forward or republish the contents of our publication, you must first request this by emailing.
Payment Disclaimer
The Investing Times engages a secured ANZ merchant banking portal for all payment authorisations.
All payments for subscriptions are made in advance, and partial/full refunds may be allowable at the full discretion of The Investing Times.
All payments are considered non-refundable except at the discretion of The Investing Times.
Subscriptions will be renewed automatically unless subscribers request otherwise. Renewal payments are triggered by The Investing Times and actioned using these details. Subscribers can change their payment details at any time. Subscribers will be personally responsible for the security of their banking details supplied. The Investing Times will not bear any responsibility for any issues relating to the payment processing or storage. We will provide an invoice to you following each payment that is made.
Termination
In order to terminate your subscription, you must provide written notice. Notice should be received by us at least one month prior to the date of your next payment. We will make every effort to ensure your termination is dealt with appropriately and acknowledged as soon as possible.
The Investing Times also reserves the right to terminate your subscription without your consent and prior to the expiry of your subscription. In this event, The Investing Times will provide written notice. If the termination is no fault of your own, we will refund any un-used portion of your subscription.
If the landscape in which we operate is interfered with or is not capable of being conducted as reasonably expected for any reason, The Investing Times has full discretion to modify, suspend, terminate or cancel the terms outlined to the full extent permitted by law,.
Changes and Renewal Details
We may cancel, modify or amend any offers or terms at any time, without notice. Subscribers or prospective subscribers must accept that the special offers may change at any time, which may advantage or disadvantage them.
Upon subscribing, you will have full access to our publication for the proceeding term following the subscription registration date. From time to time, we may offer bonuses or offers, and have the right to introduce third-party offers to you although this is not standard practice.
In most instances, your subscription will be automatically renewed following the end of your subscription period depending on your subscription status. This will be made using the payment details provided. Therefore, no action is required from you in most instances. If you wish to terminate, 15 business days must be allowed.
Depending on your status, the subscription will continue to automatically renew for successive terms. If the subscription rate changes during these terms, you will be notified of this change prior to any automated payment occurring. This will typically be done in writing. If you do not provide notice of your termination at least 15 business days prior to the expiry date of your subscription, there is a high risk that your subscription will automatically renew at the prevailing subscription rate.
The subscriber bears sole responsibility in ensuring that they have sufficient funds available for the payment of the subscription. In the event of non-payment, the subscription will typically be deemed terminated. We will give every effort to warn of this event. To re-activate, the subscriber will need to re-register via our website. The same email address will be accepted.
Suspension Policy
Unfortunately, temporary suspension is not a facility offered by The Investing Times. Therefore, subscribers will need to decide between termination or retention.
Outside Parties
The Investing Times reserves the right to provide incentives or monetary consideration to outside parties for introducing new subscribers to our publication. Conversely, The Investing Times also reserves the right to receive incentives or monetary consideration from outside parties.
Staff Policy
As we are a publishing business, and do not provide any specific recommendations or advice, staff and related parties may hold investments that are related to the commentary within in the publication. However, as a matter of principle we make every effort to ensure that staff holdings do not conflict with any commentary that we publish, and will be disclosed where deemed appropriate.
Copyright
All articles are protected and full rights are reserved. If a third party wishes to re-distribute or copy any or all of our work, they must first seek our approval. This request should be made via email in the first instance via our contact us page.
It is also expressly forbidden for subscribers to re-produce or make an assertion that they are the author of any content.
Privacy
We adhere to a privacy policy that is available on our website. Unless you advise otherwise, The Investing Times may retain and use your information indefinitely for its future marketing, promotional, publicity, research and profiling purposes. For further details or if you do not consent to these terms, please contact us or see our privacy policy.